On 07/09/11 23:19, Marsh Ray wrote: > Realistically today the bank may have thousands of customers with > malicious keyloggers for every one who is protected by an obscured > display. This was not the case just a few years ago, the threat has > changed. The keylogger threat might be somewhat mitigated with the UI > changes, but the UI is largely incapable of restoring a user's physical > security. I should point out I'm no stranger to keyloggers. I may have written and deployed such a tool in the past... Nevertheless, I struggle to see how malware that can intercept keystrokes in a browser couldn't, with a little more effort, intercept form data instead. This would render the simplistic approach of dropdown character selection useless. Some banks here use some form of two-factor authentication, which I think is a much better idea. Sadly, my bank isn't one of them. Julian
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